Welcome to NJ Home Mortgages – FHA & Conventional Lending Specialists.

This is #1 Site for New Jersey Home Financing Information!

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“The Lowest Rates – The Best Service – Guaranteed!”

This site is dedicated to answering all of your NJ home financing questions. Contained within are all the tools you’ll need to explore your financing options.

Please visit our recent articles (column on the right, links below, and tabs above):

Recommended Real Estate Professionals -A qualified Real Estate Professional will enable you to enjoy a smooth transaction along with maximizing your home buying opportunities in New Jersey!

All About FHA- A detailed insight concerning FHA Loans

FHA 203K Rehab Loan – A step by step analysis of an FHA 203K loan. Turn a Handy Man’s Special in Your   Dream Home.

100% NJ Home Financing – Information about a little known mortgage program that will finance 100% of your New Jersey home purchase.

Pre-Qualification vs. Pre-Approval – Shares with you the is a major difference between the two.

Conventional Lending Pros and Cons- A detailed overview sharing the major differences between Conventional Loans and other types of mortgages.

Adjustable Rate Mortgages-A Detailed Anatomy- An easy to understand synopsis regarding how an A.R.M. works and when it may benefit you.

Calculating FHA Mortgage Insurance – Shares with you the factors used for calculating FHA mortgage insurance on New Jersey FHA loans.

Improving Your Credit Scores- A synopsis on what affects your scores and how to improve them. There is absolutely no cost for our credit repair assistance!

Home Listings- A link to affordable homes in your area.

Need the Very Lowest Rates or a Pre-Approval?

This link will take you to our short form Quick and Easy Online Rate Quotes. It takes less than 2 minutes to complete for prompt rate or program information.

If you have more questions or need additional assistance on a New Jersey FHA loan, Contact me at 732-207-8434, or email Mark@NJFHApro.com.

I am an FHA Lending Specialist!

There is a mortgage calculator for your convenience as well as a glossary of mortgage terms. They are located in the sidebar to your right.

Again, feel free to contact us with any questions for may have. There is absolutely no cost or obligation. A quick contact form is on the right.

The knowledge gained will empower you to make an informed decision.

You Deserve to be a Proud Homeowner!